![]() ![]() Making a spreadsheet budget in Google Sheets or Excel is easy, but it’s faster to start with a free template. Easy sharing and real-time collaboration.Complete control of your budget categories These templates can be downloaded in both Google Doc and Docx format for easy editing through the use of Microsoft Word format and Open Office.See FAQs below for instructions on how to print and save your budget. Google Sheets and Microsoft Excel both offer: Use our Excel spreadsheet version if you want to access your budget across multiple devices. Spreadsheets are the most popular tool for making a budget If you notice that you’re spending too much on dining out, you can reduce that expense and allocate more money towards your savings. You can also analyze your spending patterns and make adjustments accordingly. The template will help you track your expenses and ensure that you stay on track with your savings goal. By using a monthly budget, you can allocate a specific amount of money each month toward your travel fund. And budget templates allow you to set financial goals and track your progress towards them.įor example, let’s say you want to save for a vacation. It is available in A4 and US letter sizes and supports both Mac OS and Windows making it easier to share with others. You can easily identify areas where you can cut costs and save money. This free travel budget template can help you in making precise and accurate vacation budgets that can be easily edited using supported applications like Microsoft Excel, MS Word, Apple Pages, and PDF. This template makes budget easy and comfortable.Because they provide a structured framework for organizing your income and expenses, monthly budget templates are essential tools for managing your money.īy creating a monthly budget, you gain control over your money and can make informed financial decisions. There is a separate section for your savings where you can allocate all your savings regarding children education fund, emergency funds, or taxable incomes. This is a professional monthly budget planner template with different sections to categorize different the income and expenditures of your business organization or household. ![]() ![]() These templates are instantly downloadable, customizable, and printable. It summarizes what you earn and what you spend to help you plan for your long and short-term goals. To make sure that you budget your monthly earnings, we have created Budget Planner Templates in Word and Apple Pages for you to use. Master your money with this easy monthly budget. If the estimate is negative, you are running into losses and your budget needs to be adjusted to save some extra cash.ġ7+ Simple Budget Templates Compact Simple Budget Spreadsheet Template After all, its you who will benefit from this. If the figure is positive that means you have a surplus in your funds. Now you know how much you have in your hand at the end of the month. Good thing is that it’s blank and totally customizable so you can make this budget template work for you by writing in only the expenses you need to account for. This printable monthly budget worksheet was created with beginners in mind. The last and final step is to subtract your total expenses from your total income. Are you looking for proposal templates that help saves time in creating your documents from scratch If so, please do not hesitate to take a closer look at our budget proposal templates. FREE Simple Budget Template Printable by Life and a Budget. Step 5: Finally Subtract Your Total Expenses from Your Income Although these seem not so vital, they are discretionary expenses and needs immediate attention. gifts, clothing, vacation expenses, entertainment, and personal care. There are certain expenses that are not so important but needs to be taken care of. Financial goals should include expenses like due debts, insurance policies, and retirement fund benefits, etc. This step is very crucial and will help you to understand the priorities of your budget that is expenses that need immediate attention. Now that you know about your monthly income and expenses, it is time to set up your financial goals. Now that you have the list, add up your total monthly expenses. Be diligent and accurate with these expenses as it will give the real picture of your monthly expenses. This will help you out with the exact figures of expenses. In case of confusion, go back and refer to your online accounts of the past one to three months. Start by doing a list of all fixed expenses like groceries, rent, electricity, gas, bills, and loan payments. The next step is to calculate all your monthly expenses. For business owners, additional incomes from other sources or settlement of long dues, all should be added. Your monthly income should not only include your take-home salary but also extra incomes from side jobs etc. The first step into creating any budget is to calculate the monthly income. 5 Steps to Write a Simple Budget Step 1: Estimate Your Monthly Income
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